NMLS 2275047
It’s both exciting (and a little scary) to be buying your first home. Even when you know you’re ready for it, you might not be sure where to start. This time can be one filled with complexities and significant decisions. This month we wanted to share some essential tips for first-time home buyers that will help you navigate the process from start to finish:
Remember to account for closing costs, moving expenses, and ongoing maintenance. These costs can sneak up and take you by surprise if you’re not careful. Make sure your budget is comprehensive.
At Choice Mortgage, we’re in the business of preapprovals, and we can help you get this done efficiently and effectively. Preapproval shows sellers that you are serious and capable of buying their home. It also helps you understand exactly what you can afford.
Consider factors like schools, safety, convenience, and potential growth which can affect property values. Everyone’s must-have list is different, so take the time to come up with non-negotiables for when you are out on your search.
It’s a good idea to research different types of mortgages to figure out which one suits your financial situation best. Consider every option and the implications of each. We have a great tool on our website to help you; just visit the Mortgage Options section of our website here:
Once you buy your home, unexpected repairs and necessities can arise. Even when you’ve had all the recommended services, appraisals, and inspections, one of the joys (and pains) of homeownership if that you’re completely responsible for repairs and upkeep. Having a fund set aside for these unexpected expenses is crucial.
Our loan officers are seasoned veterans and are available as soon as you’re ready to make the first steps toward homeownership. Specializing in residential mortgage lending for over 25 years, our programs include conventional and government lending, purchase, and refinances. Let us help you simplify the process, so it’s a smooth journey to find the home of your dreams.
For more information about Choice Mortgage Group, visit www.choicemortgage.com.
Choice Mortgage Group
2424 N Federal Hwy, Suite 100 Boca Raton, FL 33431
(561) 395-6900
info@choicemortgage.com
2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476
NMLS 2275047
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