Your Trusted Mortgage Guide
Brian Mozley began his mortgage career in 2005 as a loan officer in Albuquerque, New Mexico, after earning a bachelor’s degree in Business Finance with a minor in Economics from the University of New Mexico. In 2006, he founded Financial Mortgage Solutions, steadily growing it from a solo operation into one of the top mortgage brokerages in the state.
In 2018, Brian joined The Freedom Club, where he honed his business and leadership skills. It was there he met Emmanuel St. Germain and Jared Perlman. United by a shared vision to elevate the mortgage experience, the three eventually merged their companies and joined forces to grow Choice Mortgage Group. Brian now serves as Chief Growth Officer, leading efforts to expand Choice’s national footprint, build strategic partnerships, and support loan officers with a streamlined, client-first approach.
Known for his consultative style and compassionate mindset, Brian is committed to helping families find financing solutions that meet their unique needs. He believes every mortgage should be as straightforward and empowering as possible.
Outside the office, Brian enjoys quality time with his family, exploring the outdoors, and supporting his local community. His people-first perspective and leadership style are a natural fit for the culture at Choice Mortgage Group.
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Testimonials
Hundreds of clients and real estate partners rely on our team for seamless, personalized mortgage experiences.
Trustindex verifies that the original source of the review is Google.
We had a top-notch experience working with Choice Mortgage Group, Emmanuel St. Germain and his team. From start to finish, the entire process was smooth, quick, and transparent. They kept us informed every step of the way. Emmanuel and his team was always available to answer any questions we had. We were very satisfied with their service and without reservation would recommend them to anyone looking for a stress free mortgage experience. Laura & JoanPosted on Google![]()
Laura55Pierre23 days agoTrustindex verifies that the original source of the review is Google.
Very patient and efficient. Extremely friendly staff that made my dream come true!!!! They work quickly and make the process much more pleasant than one would perceive!Posted on Google![]()
Narisa Steinberg27 days agoTrustindex verifies that the original source of the review is Google.
Exceptional: efficient, timely, no stress....got the job done quickly! Very friendly and personable. Highly recommended.Posted on Google![]()
Fred Steinberg27 days agoTrustindex verifies that the original source of the review is Google.
I truly cannot say enough wonderful things about Adriana Bates and this mortgage company. Without them, we genuinely would not be in our dream home today. Our home is a unique property, and throughout the process we heard “no” from so many other lenders. We were starting to wonder if purchasing it was even going to be possible. Then we found Adriana, and the difference was incredible. What had seemed nearly impossible everywhere else felt like a cakewalk for her and her team. They understood how to work with a unique home, knew exactly what needed to be done, and went above and beyond to make it happen. Adriana was absolutely amazing throughout the entire process. She worked so hard for us, kept everything moving, and made us feel like she was just as determined to get us into this house as we were. This wasn’t just another mortgage to us—this was our dream home—and because of her, we actually get to call it ours. If you’ve been told “no” by other lenders, especially because you’re purchasing a unique property, please reach out to Adriana before giving up. I will forever be grateful for everything she did for us. She truly helped make a dream that felt impossible become our reality.Posted on Google![]()
Ashley Scalco35 days agoTrustindex verifies that the original source of the review is Google.
Emmanuel from Choice Mortgage went above and beyond helping my father secure his VA loan! From day one, he demonstrated deep expertise in the VA home loan process, keeping us updated every step of the way and treating my dad with tremendous respect. He made what could have been a stressful procedure feel completely seamless and stress-free. We are incredibly grateful for his dedication, integrity, and hard work. If you or a veteran you know needs a loan officer who truly cares, Emmanuel is the person to call! 5/5 stars!Posted on Google![]()
Jessica C36 days agoTrustindex verifies that the original source of the review is Google.
I can't thank Courtney enough! I walked into the mortgage process expecting to age seven years and develop an eye twitch. Instead, she showed up like she'd already unlocked all the cheat codes. At one point I stopped asking questions because I was afraid I'd interrupt whatever wizardry was happening behind the scenes. If she ever tells me she can negotiate world peace before lunch, I'm probably just going to ask what documents she needs. 10/5 Would trust her with another mortgage... and possibly a hostage negotiation.Posted on Google![]()
Seth Theriot54 days agoTrustindex verifies that the original source of the review is Google.
I've been working with Choice Mortgage since 2024, and they have been an incredible partner throughout my home-buying journey. Even before I was ready to purchase, they took the time to pre-approve me, answer my questions, and provide guidance as I navigated the process. When I finally found the right home, Emmanuel and the entire Choice Mortgage team were everything I could have hoped for - responsive, reliable, knowledgeable, and efficient. They kept me informed every step of the way and made sure everything moved as smoothly as possible so I could secure my home. Emmanuel has also helped several members of my family with their mortgages over the years, so I already knew I was in great hands. That trust and experience were reinforced throughout my own purchase. I highly recommend Emmanuel and the Choice Mortgage team to anyone looking for a lender who is professional, responsive, and truly invested in helping their clients succeed.Posted on Google![]()
Sydney Elkin55 days agoTrustindex verifies that the original source of the review is Google.
Made our home buying process (for the second time) as smooth as possible. Would recommend over and over again!Posted on Google![]()
Amanda E56 days agoTrustindex verifies that the original source of the review is Google.
We were purchasing a second home in Florida and Choice Mortgage was one of the companies recommended to us. After speaking with representatives from all of the companies, we chose Choice Mortgage as they seemed very knowledgeable and responsive. The process was smooth sailing. We were able to submit all of the required documentation through email, and we were kept apprised every step of the way. We would highly recommend Emmanuel St. Germain and his team.Posted on Google![]()
Margo Frasier63 days agoTrustindex verifies that the original source of the review is Google.
Emmanuel St Germain and his team are the most efficient, effective and diligent team we have ever worked with regarding a mortgage process. They are an extremely responsive team and made sure we understood every aspect and stage of the process. Penny was super supportive and just as responsive. I would.recommend this mortgage team to everyone!!! I gave this mortgage group 5 stars but would give 10 if I could.Posted on Google![]()
Carlene Sclafani92 days ago
Your Mortgage
Partner for Life
At Choice Mortgage Group, we believe home financing should feel empowering—not overwhelming. Whether you’re buying your first home or refinancing your current one, you’ll work with a licensed mortgage expert who takes the time to understand your goals and guide you every step of the way.
We’re homeowners too, and we’ve built our process to be as simplified as possible—while delivering outstanding service that exceeds expectations. Our mission? To turn your homeownership dreams into reality with honest, tailored mortgage solutions and white glove service you’ll remember long after closing day.
In the Community
At Choice Mortgage Group, we combine the experience and resources of a well-established lender with the personal touch and care of a local team in the Albuquerque area. We’re dedicated to serving homeowners and homebuyers with trusted guidance and personalized mortgage solutions designed for our community.
In The News
Industry Briefs
MBA Newslink
October 17, 2025
“I think we’re a unique state in that we tend to lag behind the curve a little bit,” Mozley told Mortgage Professional America. “We’ve been maybe a little bit more economically isolated than other parts of the country. What I found here is that we’re a lower-income state. If you look at us compared to other parts of the country, we’re still relatively affordable from a housing standpoint.”
Fannie Mae survey finds most Americans say it’s a bad time to buy a home
Mortgage Professional America
October 7, 2025
“There’s an income crunch right now where their income has not gone up. Appreciation and inflation have gone up, so it’s a lot more difficult for them to buy a home,” Brian Mozley, chief growth officer at Choice Mortgage Group, previously told Mortgage Professional America.
Credit quality slips for all borrower types as delinquencies climb
Mortgage Professional America
September 24, 2025
“I think that we have to be prepared as mortgage professionals to be an advisor to our clients. While we don’t have all the answers, you have to be empathetic to the situations that people are in and the questions that they’re naturally going to have,” Mozley told Mortgage Professional America.
How lower mortgage rates can break the golden handcuffs and help first-time buyers
Mortgage Professional America
September 23, 2025
“I think we’re a unique state in that we tend to lag behind the curve a little bit,” Mozley told Mortgage Professional America. “We’ve been maybe a little bit more economically isolated than other parts of the country. What I found here is that we’re a lower-income state. If you look at us compared to other parts of the country, we’re still relatively affordable from a housing standpoint.”
Power Moves: Notable mortgage industry additions and promotions
Scotsman Guide
September 19, 2025
Florida-headquartered Choice Mortgage Group announced several additions around the country. RJ Baxter, former broker-owner of Clear Path Home Loans, was hired to lead the company’s Denver office. Brian Mozley, former broker-owner of Financial Mortgage Solutions, has joined the Albuquerque, N.M., branch as chief growth officer. And Kirk Todd, a 20-plus-year mortgage industry veteran, has been brought on as branch manager of Choice’s newest office in Portsmouth, N.H. One of Todd’s first moves was to expand the company’s presence in Massachusetts by adding mortgage loan officer Richard Gehrlein.
Soaring debt and financial burdens bring mortgage broker value into sharp focus
Mortgage Professional America
September 19, 2025
“I think that we have to be prepared as mortgage professionals to be an advisor to our clients. While we don’t have all the answers, you have to be empathetic to the situations that people are in and the questions that they’re naturally going to have,” Mozley told Mortgage Professional America.
Lower mortgage rates cut costs – but buyers remain cautious, Redfin says
Mortgage Professional America
September 12, 2025
“I think we’re a unique state in that we tend to lag behind the curve a little bit,” Mozley told Mortgage Professional America. “We’ve been maybe a little bit more economically isolated than other parts of the country. What I found here is that we’re a lower-income state. If you look at us compared to other parts of the country, we’re still relatively affordable from a housing standpoint.”
Economic uncertainty leaving more buyers on the fence and backing out of deals
Mortgage Professional America
September 12, 2025
“I think it’s really challenging to forecast where we’re headed,” Mozley told Mortgage Professional America. “I also think what’s happened is it’s created a lot of uncertainty for buyers. What I have noticed is that buyers are a lot more on the fence. If they get into a contract on a home, they are a lot more likely to back out than maybe they would have been in the past.”
People in The Know
MBA Newslink
August 26, 2025
Choice Mortgage Group, Boca Raton, Fla., has announced a number of personnel updates.
RJ Baxter, former broker-owner of Clear Path Home Loans, is now heading the Choice Denver office.
Brian Mozley, former broker-owner of Financial Mortgage Solutions has joined as Chief Growth Officer in the firm’s Albuquerque, N.M. office, which he will manage.
In Portsmouth, N.H., Kirk Todd will lead Choice’s newest office as Branch Manager. He has already extended the company’s reach in Massachusetts.
Why More Mortgage Brokers Are Moving to Direct Lenders
MBA Newslink
July 17, 2025
Brian Mozley is Chief Growth Officer with Choice Mortgage Group, Boca Raton, Fla.
Industry professionals are finding that direct lenders offer a compelling alternative. By handling underwriting, processing, and funding in-house, these institutions are eliminating many of the inefficiencies that slow down broker-led transactions. The result: a more predictable, transparent, and client-centric experience.
Choice Mortgage names Brian Mozley chief growth officer
National Mortgage News
May 16, 2025
Boca Raton, Florida-based Choice Mortgage Group announced the appointment of Brian Mozley as chief growth officer. A former president of the recently acquired Financial Mortgage Solutions and a current Choice partner, Mozley will tap into his background as a broker originator and mentor to new loan officers to expand the lender’s national presence. Choice is currently licensed in 18 states.
Mortgage lenders bring on new C-suite leaders to steer growth
Mortgage Professional America
April 10, 2025
“It’s an exciting time for Choice, and we are thrilled to welcome Brian to our team,” said Choice CEO Emmanuel St. Germain. “We’ve set strategic, ambitious growth goals, and Brian’s experience, leadership, and customer-first mindset will help us scale while continuing to deliver the exceptional service our clients have come to expect.”
Insights for Your
Homeownership Journey
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Branch Information
Branch :
Boca Raton, Florida
Address:
2424 N Federal Hwy,
Suite 100,
Boca Raton, FL 33431
Phone :
Office Hours:
Mon-Fri 8am- 6 pm