Your Trusted Mortgage Guide
Having grown up relocating frequently—sometimes just a few cities over, other times across the country—Brandon understands firsthand the challenges and stress that come with moving. That personal experience, combined with a deep commitment to service, drives his passion for guiding others through one of life’s biggest transitions: homeownership.
After graduating high school, Brandon enlisted in the U.S. Air Force and spent 10 years on active duty as a Special Operations Pararescueman. In 2013, he transitioned to the Air Force Reserve, commissioned as an officer, and became a Rescue Helicopter Pilot flying the HH-60G Pave Hawk. Over the course of his military career, he has deployed more than a dozen times, with combat tours in Iraq, Afghanistan, Djibouti, Somalia, and other regions around the globe.
Motivated by a desire to sharpen his financial expertise and broaden his leadership skills, Brandon earned a Master of Business Administration (MBA) with a concentration in Strategic Leadership.
“What I enjoy most about the mortgage industry is helping people understand the process and create the most advantageous path forward based on their unique goals and circumstances. Being part of someone’s journey to homeownership is truly rewarding.”
As a veteran himself, Brandon is especially passionate about helping fellow service members and their families navigate the VA loan process—a space often clouded by misinformation and missed opportunities. To better serve his clients, he became a Certified Veterans Lending Specialist and continues to advocate for education and clarity around VA benefits.
Outside the office, Brandon wears many hats: he’s a devoted husband, proud father of two daughters, a DOE firearms instructor, skydiver, master scuba diver, and a commercial-rated pilot with both fixed-wing and rotary-wing certifications, including instrument and NVG ratings.
Brandon’s diverse background, leadership experience, and financial expertise give him a unique perspective in helping clients make informed, confident decisions. Whether you’re a first-time buyer, seasoned homeowner, or real estate investor, Brandon is ready to be a trusted partner in achieving your goals.
Tools & Resources
to Support Your Journey
Empower your decisions with simple, helpful tools.
Mortgage Calculators
Run the numbers with confidence. Use our free tools to estimate payments, affordability, and more.
Refinance Guide
Thinking about refinancing? We’ll walk you through the process and help you decide what’s right for your financial future.
Testimonials
Hundreds of clients and real estate partners rely on our team for seamless, personalized mortgage experiences.
Trustindex verifies that the original source of the review is Google. Honestly the best experience with any mortgage company. They did everything in a quick professional manner. Always responsive with any questions or information. The owner was also there to assist. Would recommend them to anyone looking for a great company for purchasing their home.Posted on Cameron FloydTrustindex verifies that the original source of the review is Google. Choice Mortgage team lead by Emmanual St. Germaine were professional, friendly, and helpful. They assisted me in completing the tedious document process and answered all my questions. They worked with my schedule and were expedite in all tasks completing my loan process ahead of time. I recommend the Choice Mortgage team for you home purchase.Posted on Fred BarnesTrustindex verifies that the original source of the review is Google. This is our third mortgage with Emmanuel and his team. They are always exceptional, professional, fast, and direct. Love working with them! HIGHLY recommendPosted on Rhiannon EslahiTrustindex verifies that the original source of the review is Google. Hands down best in the business and Emmanuel and team is great and process was smooth...highly recommendPosted on Brian IkalinaTrustindex verifies that the original source of the review is Google. I've worked with Emmanuel St. Germain on several transactions, including the purchase of two homes and a refinance. Emmanuel goes above and beyond to make the process seamless, find solutions to your concerns, and to reassure you along the way. I have a great del of trust in his capacity and his work ethic. He even responded to questions I text over the weekend or in the evenings! If you want honesty and someone who will work with you to buy the home of your dreams, or to refinance at a rate that is financially smart and meets your needs, call Choice Mortgage Group and ask for Emmanuel. You won't be disappointed.Posted on A.I. GuzmanTrustindex verifies that the original source of the review is Google. By using choice, Mortgage group I was able to quickly close on a property. I want to thank Michael Kodsi for all his help in this smooth transaction. He had clear communications each time he called me and was able to help me with all my questions I had . I hope to work with him in the future. Thanks again for your professionalism and your patience.Posted on Gina HorwitzTrustindex verifies that the original source of the review is Google. I just closed on a property with Choice Mortgage as my lender and I couldn’t be more pleased with them. They were very knowledgeable and trustworthy. They guided me through the process with kindness and they were always available for any questions I had. I highly recommend Emmanuel & his team and would definitely work with them again in the future.Posted on Michele PinerosTrustindex verifies that the original source of the review is Google. Emmanuel & Team Working with Emmanuel and his team at Choice Mortgage Group was a truly seamless experience from start to finish. They were not only incredibly professional, but also extremely knowledgeable and responsive throughout the entire process. Every question I had was answered with clarity and patience, and I always felt supported and informed. Their attention to detail, efficiency, and genuine care made what could have been a stressful situation feel smooth and manageable. I highly recommend Choice Mortgage and especially Emmanuel’s team for anyone looking for reliable, expert guidance in the mortgage process. Thank you all for your outstanding service!Posted on Yolanda RodriguezTrustindex verifies that the original source of the review is Google. Incredible help throughout the process of buying my house. I highly recommend them.Posted on Rocco Stinziano
Your Mortgage
Partner for Life
At Choice Mortgage Group, we believe home financing should feel empowering—not overwhelming. Whether you’re buying your first home or refinancing your current one, you’ll work with a licensed mortgage expert who takes the time to understand your goals and guide you every step of the way.
We’re homeowners too, and we’ve built our process to be as simplified as possible—while delivering outstanding service that exceeds expectations. Our mission? To turn your homeownership dreams into reality with honest, tailored mortgage solutions and white glove service you’ll remember long after closing day.
In the Community
Albuquerque is where we’re proud to call home. At Choice Mortgage Group, we’re dedicated to serving local homeowners and homebuyers with personalized guidance and trusted mortgage solutions that fit our community’s unique needs.
Insights for Your
Homeownership Journey
Fresh ideas, smart tips, and mortgage insights from our blog:
Home Appraisals – What affects your home’s worth?
A home appraisal is a crucial component of buying, selling, or refinancing a home, as it determines the market value
Keep It Green – Eco-friendly features that add value to your home
In today’s market, sustainability is not just a buzz word but a real factor influencing buyer decisions. Homes with eco-friendly
Hauntingly Smart Moves – Navigating the Homebuying Market During the Halloween Season
Buying a home during the Halloween season might sound unusual, but it comes with unique advantages that can be as
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together.
Branch Information
Branch :
Albuquerque, New Mexico
Address:
6240 Riverside Plaza Ln NW #200
Albuquerque, NM 87120
Phone :
Office Hours:
Mon-Fri 8am- 6pm