NMLS 2275047

Keep Building Your Savings – The Importance of a Side Fund for Maintenance

Owning a home is a significant achievement and a valuable investment, but it also comes with ongoing responsibilities, notably in the form of maintenance. Regular upkeep is crucial to preserving the value of your home and ensuring it remains a safe and comfortable place to live. Today we’re exploring the importance of saving for home […]

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Build vs. Buy – The Benefits of Building vs Buy-ing Your Next Home

Deciding between building a new home and buying an existing one is a significant choice that prospective homeowners face. Both options offer unique advantages, and the best choice depends on individual preferences, budget, and timing. Today we’ll explore the benefits of building a home compared to buying an existing one, and hopefully this will help […]

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The Role of the Home Inspection in Mortgage Approvals

When purchasing a home, the mortgage approval process involves several critical steps, one of which is the home inspection. While not always a mandatory requirement for mortgage approval, a home inspection can play a significant role in the home buying journey. It not only affects the buyer’s decision but can also influence the lender’s willingness […]

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Your Home’s Equity Can Work for You

Here’s how to use it to finance major expenses. Homeownership comes with a significant advantage: building equity. Home equity is the difference between the market value of your home and the amount you still owe on your mortgage. As you build more equity, you gain access to a valuable financial resource that can be used […]

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Questions to Ask When Choosing a Realtor

Let’s Get a Few Things Straight – Here are some questions to ask before choosing a Realtor. Finding the right realtor is crucial when you’re buying or selling a home. A competent realtor can guide you through the complexities of real estate transactions, ensuring a smoother and more successful experience. Here are some essential questions […]

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Understanding Mortgage Points and How to Use Them

Mortgage points, also known as discount points, are a form of prepaid interest that homeowners can purchase to lower the interest rate on their mortgage loans. Understanding how to effectively use mortgage points can save you a significant amount of money over the life of your loan. Here’s a deeper look into what mortgage points […]

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Property Taxes on the Rise? What does it mean for you?

For many aspiring and current homeowners, understanding the impact of property taxes is crucial, especially in environments where these taxes are on the rise. Property taxes can significantly affect the overall affordability of owning a home, influencing everything from monthly mortgage payments to long-term financial planning. Here’s what you need to know about the effect […]

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What to Know About Co-Signing a Mortgage

Things to Consider Before You Co-Sign Co-signing a mortgage can be a significant way to help a family member or close friend qualify for a home loan that they might not be able to obtain on their own. However, this decision comes with substantial financial responsibilities and potential risks. Before you agree to co-sign a […]

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How Retirement Affects Your Mortgage Options

Your Next Chapter – How Retirement Affects Mortgage OptionsRetirement marks a significant shift in your financial landscape, often leading to changes in income streams and financial stability. If you’re looking to buy a new home or refinance your current one during retirement, understanding how this life change affects mortgage options is crucial. Here are key […]

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Strategies for Buying a Home in a Competitive Market

In many areas, the real estate market can be fiercely competitive. Multiple offers, bidding wars, and homes selling for over asking price are common scenarios. If you’re looking to buy a home in such a market, being well-prepared and strategic can significantly enhance your chances of success. Here are key strategies to help you navigate […]

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Hometown Heroes Is About to Renew – Here’s What You Need To Know! 

On July 1, the Hometown Heroes Assistance Program that has helped so many with down payments and closing costs will be available to all first-time homebuyers in Florida with minimal restrictions. However, funds are only expected to last 2-3 months once July hits. Since time is of the essence on this fund (roughly $100 million is […]

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The Best Home Improvement Projects for Increasing Property Value

Looking to Increase Your Home’s Value?  Here are the best home improvement projects to put on your to-do list. Whether you’re up for DIY projects, or have great ideas and need help, we have some helpful info on strategic home improvement projects that can significantly boost your property value and enhance its appeal to prospective […]

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NMLS Info

Company NMLS: 2275047

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2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476

NMLS 2275047

CHOICE MORTGAGE GROUP

Official Mortgage Lender of Florida Atlantic Athletics

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2424 N Federal Hwy, Suite 100 Boca Raton, FL  33431 | Phone: (561) 395-6900 Toll-Free: (888) 216-6476
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