Let’s say you’re looking for a new home. It can be by the beach, closer to your job, or maybe a nice countryside cabin. Regardless, you want that new home – when should you start looking? Right now. Why? Let’s break it down. First things first, if you want to start looking for a home, […]
Read MoreCan major spending before your refinancing hurt you in the long run? Absolutely. Major spending, whether that be new investments or sudden shopping sprees, can cause major fluctuation’s in your credit information, your income situation, as well as your dependability as a paying customer. Naturally, all three of those elements can make getting a loan […]
Read MoreLast week, I shared the pros & cons of buying new homes, and while that argument has its own downfalls and merits, what about buying home used? A far more common option, but have you stopped to truly consider the benefits & consequences of buying a used home, especially in South Florida – home to […]
Read MoreAs a long-time South Florida resident, I’ve seen many homes be built and torn down, all within the span of years. In the same manner, I’ve seen many clients who want to look into buying a home new, and others, who’ve only considered buying used. And the truth is, there is no right or wrong […]
Read MoreLet’s cut straight to the point on this one: buying a home close to a good school makes your home more valuable. Plain and simple. RealtyTrac completed a regional survey in 2015, which concluded that homes that resided close to a high-ranking school, from primary to secondary schools, have an increased 32% value to their […]
Read MoreOver the years, I’ve met many loyal customers who don’t want to refinance but really can’t afford their interest rates anymore. This can happen with a variety of causes, such as a fluctuating economy that can take more of your money than it did ten years prior, or a newfound liability like hospital bills or […]
Read MoreThere comes a time in everyone’s life, where the home you bought with your first salaried job, or the vacation home passed down to you over the years, no longer works for you. Maybe your family is growing, or a new work opportunity on a new coast, either way, you face the decision of selling […]
Read MoreIf you’re considering selling your home, you’re probably wondering how much your home is worth, or better yet, you’re wondering if you can sell it for more than what it’s worth and make a profit? Let me just say it now: don’t. Your home’s value might’ve changed since you bought it and selling it may […]
Read MoreHow to Move Out of Your Parent’s House: Establish Your Credit History While at Home – Try to establish secure lines of credit. This would include a credit card, student loans, leases, etc. A minimum of three lines shows you’re a reliable payer and can handle a financial responsibility. Save for a Down Payment – […]
Read MoreAs our economy grows more and more digitized, it’s become far too easy to fall victim to mortgaging schemes, for both the borrower and the lender. Here, at Choice Mortgage Group, we’ve seen our far share of illegitimate schemes and at the end of the everyday, we like to make sure that we not only […]
Read MoreIf you’re in the market for a new mortgage or already have a mortgage, you may be wondering what the rising interest rates could mean for you. Although the federal interest rates hike doesn’t directly affect mortgage rates, you could end up paying more on your loan in the long-term. Still confused? The team at […]
Read MoreLet’s be honest, it’s much more fun to look for homes online and through apps than it is to research home loans, or find the right mortgage broker. After all, what is there not to like about house hunting – you get to stroll through beautiful homes and picture yourself as the homeowner. However, if […]
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