Navigating the process of obtaining a mortgage can be complex, and mortgage underwriting is one of the crucial stages that can determine whether you successfully secure a home loan. Understanding what happens during the underwriting process can help demystify this critical step, ensuring you are better prepared and potentially increasing your chances of approval. Here’s […]
Read More…In today’s economic climate, student loans are a reality for millions of Americans, often considered a necessary investment in one’s future. However, when it comes to buying a home, the debt from student loans can make the mortgage application process a bit more complicated. Understanding how student loans impact your ability to secure a mortgage […]
Read More…As Thanksgiving approaches, thoughts naturally turn to family, gratitude, and the comforts of home. It’s a time when the importance of having a warm, inviting space to gather becomes more apparent than ever. If you’re considering buying a home around this festive season, there’s no better time to reflect on what it means to find […]
Read More…When the pumpkins are lit and the ghouls roam the neighborhoods, it might not seem like the ideal time to think about buying a home. But don’t be spooked by the season—Halloween can be a surprisingly good time to discover some treats in the housing market. Here’s why navigating the homebuying and mortgage process now […]
Read More…For many homeowners, the end of a mortgage term brings several important decisions, primarily about whether to renew or refinance their mortgage. Preparing for a mortgage renewal can ensure you get the best terms possible, potentially saving thousands of dollars over the life of your mortgage. Here’s how you can prepare effectively for your mortgage […]
Read More…Things to Consider Before You Co-Sign Co-signing a mortgage can be a significant way to help a family member or close friend qualify for a home loan that they might not be able to obtain on their own. However, this decision comes with substantial financial responsibilities and potential risks. Before you agree to co-sign a […]
Read More…Your Next Chapter – How Retirement Affects Mortgage OptionsRetirement marks a significant shift in your financial landscape, often leading to changes in income streams and financial stability. If you’re looking to buy a new home or refinance your current one during retirement, understanding how this life change affects mortgage options is crucial. Here are key […]
Read More…On July 1, the Hometown Heroes Assistance Program that has helped so many with down payments and closing costs will be available to all first-time homebuyers in Florida with minimal restrictions. However, funds are only expected to last 2-3 months once July hits. Since time is of the essence on this fund (roughly $100 million is […]
Read More…It’s both exciting (and a little scary) to be buying your first home. Even when you know you’re ready for it, you might not be sure where to start. This time can be one filled with complexities and significant decisions. This month we wanted to share some essential tips for first-time home buyers that will […]
Read More…When choosing a mortgage, one of the most critical decisions is the length of the loan term. This decision can affect your monthly payments, the total interest paid, and how quickly you build equity in your home. Here’s a breakdown of the benefits of longer versus shorter mortgage terms. Longer Mortgage Terms (e.g., 30 years): […]
Read More…Periodically, we like to take a look at each of our Choice Mortgage loan product offerings and dive deeper into their features, requirements, and benefits. You can find all of our Loan Products under the Resources tab of our website here. Today we’ll look at Florida’s Hometown Heroes Program. The Hometown Heroes Program was implemented […]
Read More…One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]
Read More…
2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476
NMLS 2275047
Apply Now
Send Docs
FAQs
Calculator
Sitemap
Are You A Retiring Loan Officer
IMPORTANT DISCLOSURES | PRIVACY POLICY | PATRIOT ACT | STATE LICENSING INFORMATION | LEGAL & DISCLAIMERS
© 2024 Choice Mortgage Group. All Rights Reserved. Web Managed by IWD Marketing
To help the government fight the funding of terrorism and money laundering activities, Federal law requires us to obtain, verify, and record information that identifies each person who applies for a mortgage loan or other financial services with this establishment. We will ask for your name, address and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.