NMLS 2275047
For many homeowners, the end of a mortgage term brings several important decisions, primarily about whether to renew or refinance their mortgage. Preparing for a mortgage renewal can ensure you get the best terms possible, potentially saving thousands of dollars over the life of your mortgage. Here’s how you can prepare effectively for your mortgage […]
Read More…When you’re in the market for a new home, one of the most important financial decisions you’ll make is choosing between a fixed-rate and a variable-rate (also known as an adjustable-rate) mortgage. Each type of mortgage has its own set of advantages and disadvantages, and the right choice depends on several factors including your financial […]
Read More…For many homeowners, paying off their mortgage early is an attractive option. It can mean significant savings on interest, increased equity, and the peace of mind that comes with being debt-free. One effective strategy to achieve this goal is making extra payments on your mortgage. Here’s a closer look at how extra mortgage payments can […]
Read More…When purchasing a home, the mortgage approval process involves several critical steps, one of which is the home inspection. While not always a mandatory requirement for mortgage approval, a home inspection can play a significant role in the home buying journey. It not only affects the buyer’s decision but can also influence the lender’s willingness […]
Read More…For many aspiring and current homeowners, understanding the impact of property taxes is crucial, especially in environments where these taxes are on the rise. Property taxes can significantly affect the overall affordability of owning a home, influencing everything from monthly mortgage payments to long-term financial planning. Here’s what you need to know about the effect […]
Read More…Things to Consider Before You Co-Sign Co-signing a mortgage can be a significant way to help a family member or close friend qualify for a home loan that they might not be able to obtain on their own. However, this decision comes with substantial financial responsibilities and potential risks. Before you agree to co-sign a […]
Read More…Your Next Chapter – How Retirement Affects Mortgage OptionsRetirement marks a significant shift in your financial landscape, often leading to changes in income streams and financial stability. If you’re looking to buy a new home or refinance your current one during retirement, understanding how this life change affects mortgage options is crucial. Here are key […]
Read More…In many areas, the real estate market can be fiercely competitive. Multiple offers, bidding wars, and homes selling for over asking price are common scenarios. If you’re looking to buy a home in such a market, being well-prepared and strategic can significantly enhance your chances of success. Here are key strategies to help you navigate […]
Read More…On July 1, the Hometown Heroes Assistance Program that has helped so many with down payments and closing costs will be available to all first-time homebuyers in Florida with minimal restrictions. However, funds are only expected to last 2-3 months once July hits. Since time is of the essence on this fund (roughly $100 million is […]
Read More…When choosing a mortgage, one of the most critical decisions is the length of the loan term. This decision can affect your monthly payments, the total interest paid, and how quickly you build equity in your home. Here’s a breakdown of the benefits of longer versus shorter mortgage terms. Longer Mortgage Terms (e.g., 30 years): […]
Read More…Periodically, we like to take a look at each of our Choice Mortgage loan product offerings and dive deeper into their features, requirements, and benefits. You can find all of our Loan Products under the Resources tab of our website here. Today we’ll look at Florida’s Hometown Heroes Program. The Hometown Heroes Program was implemented […]
Read More…One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]
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2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476
NMLS 2275047
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