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On September 7, 2008, the collapse of two government-sponsored enterprises (GSEs)—the Federal National Mortgage Association (Fannie Mae) and the Federal

Current turn around times to process a refinance or purchase loan is approximately 3 weeks. Retail banks can often take

One way to reduce closing costs is to structure the loan with a marginally higher than best available rate which

Here in Florida we have three components of fees which include the bank, the title company, and the state.  My

In order to analyze how much the interest rate must drop before I refinance, one would have to calculate the

Applying for a mortgage can be a stressful process. It’s stressful enough to have to really sit down and look

The Home Valuation Code of Conduct (the HVCC) offers a set of rules for the most ethical manner in which

Applying for a mortgage is a huge event in your financial life, and making sure you receive approval for the

Many people are considering refinancing because the current market interest rates are so low. If you have been looking into

If you are  looking for a home loan you might become confused with all of the options and the various