NMLS 2275047
What is the Homestead Exemption? The Homestead Exemption is a valuable property tax benefit that can save homeowners thousands on their taxable value. The homestead exemption is a way to minimize property taxes for homeowners. It is also a legal provision offered in most states that helps shield a home from some creditors following the […]
Read More…Watch our Video on Mortgage Buydowns here: https://youtu.be/7afbNLNfhrY What Is a Buydown? A buydown is a mortgage financing technique in which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. A 2-1 buydown, for example, is a specific type of […]
Read More…Choice Mortgage Group has expanded temporary buydown options for jumbo loans at a time when mortgage rates are still high, and borrowers have increased negotiating power. The Boca Raton, FL-headquartered lender will offer borrowers of jumbo loans an option to reduce their mortgage rates by 2% during the first year of the loan and by […]
Read More…FHA loan limits are increasing in 2023. The new baseline limit — which applies to most single-family homes — will be $472,030. That’s an increase of more than $51,000 over last year’s FHA loan limit of $420,680. In the South Florida Tri-County Region (Miami-Dade, Broward, and Palm Beach Counties), the FHA loan limits are increasing […]
Read More…It’s easy to fall in love with a home and overlook some of its flaws. If the flaws are minor, like updating paint or decorations, that’s no big deal. However, overlooking major flaws can be a costly mistake. While you should always hire a professional home inspector before purchasing your home, there are several red […]
Read More…One of the many rewards of defending our nation is assistance in buying a home. For qualified individuals, the U.S. Department of Veterans Affairs guarantees mortgages, which makes it possible for approved lenders, like Choice Mortgage Group, to provide exceptional deals to current and former members of the military. Who is Eligible for a VA […]
Read More…Click Here To Watch Our PMI Video: https://youtu.be/cQPsJoDQbxg Conventional mortgages require homebuyers to pay a 20% down payment on a home purchase. The purpose of this is to ensure that the homebuyer is financially committed to the house, lowering the lender’s risk that the homebuyer may default. According to Redfin, a national real estate brokerage, […]
Read More…You’re ready to close on your new home and move in shortly. However, unless your home is new construction, it will probably need some repairs or sprucing up when you move in. While the home inspection catches any major repairs that the seller needs to complete before closing, there are always minor fixes that the […]
Read More…Buying a home is the largest single investment that most people will make in their lifetime. It’s important to take a methodical approach to ensure that you are making the best possible choice for your family. Many future homebuyers often wonder if there is an optimal time of year to purchase their home. The best […]
Read More…Choice Mortgage Group, Official Mortgage Partner of FAU Athletics, announces their latest contest as part of the football season. ENTER FOR A CHANCE TO BE OUR FAN OF THE GAME AND WIN $10,000! If the Florida Atlantic University (FAU) Owls return the opening kickoff of the 1st or 2nd half for a touchdown, one lucky […]
Read More…This past June, the Federal Reserve Bank raised interest rates by 0.75% in an attempt to quell the sky-high inflation plaguing our nation. This is the largest single rate increase in 28 years and will have a ripple effect on potential homebuyers seeking mortgages. This change can add tens of thousands of dollars in additional […]
Read More…If you are putting your home on the market, staging it first can impact the number and size of offers that you receive. A survey by the National Association of Realtors found that staging a home can increase buyers’ offers by up to 10%. Additionally, in the same survey, 31% of real estate agents said […]
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2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476
NMLS 2275047
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