Applying for a mortgage can be a stressful process. It’s stressful enough to have to really sit down and look at your financial profile, but when you add on concerns over whether or not you’ll be able to get the home you have always wanted you’ve created a recipe for giving yourself more than a […]
Read More…The Home Valuation Code of Conduct (the HVCC) offers a set of rules for the most ethical manner in which mortgage lenders (such as banks) are able to act when they commission the appraisal of a property. The actual HVCC is an industry agreement which was negotiated and accepted between the Fannie Mae , Freddie […]
Read More…Applying for a mortgage is a huge event in your financial life, and making sure you receive approval for the mortgage you need and want requires a little advanced planning. One area of your financial picture you need to optimize to increase your chances of receiving the best mortgage is your Bank statement . Most […]
Read More…Many people are considering refinancing because the current market interest rates are so low. If you have been looking into how refinancing benefits you and you want clarity as to how it works, you need to have a conversation with a qualified mortgage loan expert. Because mortgages make up one of the largest debts you […]
Read More…If you are looking for a home loan you might become confused with all of the options and the various abbreviations. And I’m sure you’re hoping to find a great rate this will mean finding a loan originator who can help. Most loan originators are quite knowledgeable and will be able to explain how VA […]
Read More…As a potential homeowner in South Florida, there are several factors that affect current mortgage rates. For one, the amount of the down payment will certainly affect the mortgage rate. According to industry experts, the more you contribute, the better the rate of the loan. This, however, does have certain restrictions and guidelines. This includes […]
Read More…Looking at the current mortgage rates while searching for the best one can be a daunting task. Using the internet has certainly made it easier, but it is still quite scary to jump in and finalize a rate. If you are like me you always think that you could have gotten it lower. As we […]
Read More…The sell off in stocks over the last few days has created a surprising silver lining for consumers: very low interest rates as the bond and stock markets work in inverse relationships. AS stock prices fall, the demand for bonds increase which yields a lowering of the 10yr Treasury Yield which mortgage interest rates are […]
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