Your Homebuying
Journey Starts Here
At Choice Mortgage Group, we know buying a home isn’t just a transaction—it’s a life moment. And whether you’re a first-time buyer, moving into your dream home, or building a real estate portfolio, we’re here to walk with you every step of the way.
We’re homeowners too. We understand the excitement and the stress. That’s why we’ve simplified the process—without ever sacrificing the white glove service and personal guidance you deserve.
This Homebuying Guide breaks it all down, from your first conversation with a loan officer to the moment you get the keys.
Steps to Buying a Home
Your journey might not follow these steps perfectly, and that’s OK. Some will happen at the same time. What matters is that you have a team you can trust to guide you—and that’s what we do best.
01.
Get Pre-Qualified
Pre-qualification is a great place to start. It’s a quick review of your income, assets, and liabilities to give you an idea of your price range.
Why it matters: It sets expectations and helps you search with confidence.
02.
Understand Your Credit
Your credit score isn’t everything—but it’s important. You can check your reports annually at annualcreditreport.com. Look for errors and work on improvements early in the process.
03.
Meet Your Loan Officer
Our loan originators are more than mortgage pros—they’re your partners. We’re here to answer questions, compare loan options, and customize your path based on your needs and goals.
04.
Estimate Your Expenses
Use our tools to run quick numbers. Know what your payment could be and how different down payments or rates may affect your monthly budget.
05.
Get Preapproved
A mortgage pre-approval gives you a real advantage. It’s a verified offer from a lender that shows sellers you’re serious—and ready.
Pro move: Pre-approval can shorten your closing timeline and strengthen your negotiation position.
06.
Find the Right Agent
Just like choosing the right lender, the right real estate agent makes all the difference. Look for someone who understands your market, communicates clearly, and puts your goals first.
07.
Start House Hunting
This is where the fun begins! As you tour homes, keep your lifestyle in mind—space, layout, commute, schools, and local amenities all matter. Your agent will help you balance wants vs. needs.
08.
Start the Loan Process
Found the one? Amazing. Your loan officer will help you complete the application and gather any documentation needed to move forward.
09.
Make an Offer
With your agent’s support, you’ll consider key factors like:
- Asking price and market value
- Competing offers
- Resale potential
- Property condition and location
Then, make your move with confidence.
10.
Get a Home Inspection
Inspections help you understand the home’s condition before finalizing the purchase. If repairs are needed, they can be negotiated—but make sure everything is in writing.
11.
Close and Get the Keys
Congratulations! Once the paperwork is done, the keys are yours. But our support doesn’t stop here. We’re with you for the long haul.
12.
Stay Connected with Choice Mortgage Group
We believe in lifelong relationships. As your needs change—whether it’s refinancing, tapping into equity, or purchasing another home—we’ll be ready.
What Makes Choice
Mortgage Group Different?
Client Experience Comes First
We deliver outstanding service that exceeds expectations.
We Simplify Your Journey
With tailored solutions, clear communication, and no surprises.
We’re Homeowners Too
We treat your journey like it’s our own.
Referral Partners Love Us
Because we support your clients with speed, care, and results.
We’re Always Improving
Our team constantly looks for ways to serve you better.
Let’s Make Your
Dream Home a Reality
Buying a home doesn’t have to be overwhelming. With Choice Mortgage Group, it’s a guided, empowering experience—with empathy in every mortgage and service you won’t forget.