Helpful Articles
Credit Scores and Home Loans: What Number is Best?
If you are considering buying a home, qualifying for a mortgage is the first step to making your dream of
What are the different types of mortgages and which one is right for me?
Let the mortgage prodessionals answer the mortgage questions that are most important to you. There are several types of mortgages
How Refinancing Might Affect Your Credit Score?
With fixed rates remaining under 3.875%, many people are considering refinancing their mortgages to lower their monthly payments and overall
How long does the mortgage process take?
Current turn around times to process a refinance or purchase loan is approximately 3 weeks. Retail banks can often take
Is there a way to reduce closing costs?
One way to reduce closing costs is to structure the loan with a marginally higher than best available rate which
What are the closing costs involved with refinancing?
Here in Florida we have three components of fees which include the bank, the title company, and the state. My
I financed my home at 5%, how low does the rate need to fall to make sense financially to refinance?
In order to analyze how much the interest rate must drop before I refinance, one would have to calculate the
Credit Faux Pas
Applying for a mortgage can be a stressful process. It’s stressful enough to have to really sit down and look
Home Valuation Code of Conduct
The Home Valuation Code of Conduct (the HVCC) offers a set of rules for the most ethical manner in which
Bank Statement Mistakes
Applying for a mortgage is a huge event in your financial life, and making sure you receive approval for the
Things to consider when refinancing a VA Mortgage Loan
Many people are considering refinancing because the current market interest rates are so low. If you have been looking into
Are VA Mortgage Rates Better Than FHA Mortgage Rates?
If you are looking for a home loan you might become confused with all of the options and the various