In The News
People in the News
Adriana Bates Joins Choice Mortgage
MBA NewsLink
March 6, 2026
Bates will focus on recruiting and mentoring elite loan officers.
She started in the industry in 2010 and has spent her career building and leading businesses with a focus on long-term growth, strategic partnerships and client-centered service.
Iran conflict's impact on spring homebuying season
National Mortgage News
March 3, 2026
Still, educating consumers and real estate sales people to break down those misconceptions will remain a part of his business plan.
Why 2026 could be the mortgage industry's reset year
Why the VA market will grow in 2026
National Mortgage News
December 22, 2025
“A lot of the misunderstandings, misrepresentations that are 20-30 year-old adages have finally started to subside,” Smith said. “Realtors and sellers are starting to realize that it’s not a more difficult path to transaction.”
How temporary buydowns are bringing hesitant buyers into the market
Mortgage Professional America
November 7, 2025
“It’s definitely a buyer’s market,” Baxter told Mortgage Professional America. “We’re seeing, generally speaking, a lot of areas are declining a little bit in home values. People are a little bit cautious. It’s definitely been a slower market. Realtors are feeling it, and lenders are feeling it. Denver’s always been a super competitive market. From the consumer side, people are cautious and a little concerned.”
Industry Briefs
MBA Newslink
October 17, 2025
“I think we’re a unique state in that we tend to lag behind the curve a little bit,” Mozley told Mortgage Professional America. “We’ve been maybe a little bit more economically isolated than other parts of the country. What I found here is that we’re a lower-income state. If you look at us compared to other parts of the country, we’re still relatively affordable from a housing standpoint.”
People In The News
MBA Newslink
October 9, 2025
Choice Mortgage Partners With Tammy Schneider
Choice Mortgage, Boca Raton, Fla., has partnered with Tammy Schneider to recruit and mentor top loan originators.
Schneider brings nearly two decades of experience.
She will help Choice’s strategic national expansion plan, with new offices in New Mexico, Colorado and New Hampshire this year, by helping to identify and cultivate top-tier talent.
Fannie Mae survey finds most Americans say it’s a bad time to buy a home
Mortgage Professional America
October 7, 2025
“There’s an income crunch right now where their income has not gone up. Appreciation and inflation have gone up, so it’s a lot more difficult for them to buy a home,” Brian Mozley, chief growth officer at Choice Mortgage Group, previously told Mortgage Professional America.
Credit quality slips for all borrower types as delinquencies climb
Mortgage Professional America
September 24, 2025
“I think that we have to be prepared as mortgage professionals to be an advisor to our clients. While we don’t have all the answers, you have to be empathetic to the situations that people are in and the questions that they’re naturally going to have,” Mozley told Mortgage Professional America.
How lower mortgage rates can break the golden handcuffs and help first-time buyers
Mortgage Professional America
September 23, 2025
“I think we’re a unique state in that we tend to lag behind the curve a little bit,” Mozley told Mortgage Professional America. “We’ve been maybe a little bit more economically isolated than other parts of the country. What I found here is that we’re a lower-income state. If you look at us compared to other parts of the country, we’re still relatively affordable from a housing standpoint.”
Power Moves: Notable mortgage industry additions and promotions
Scotsman Guide
September 19, 2025
Florida-headquartered Choice Mortgage Group announced several additions around the country. RJ Baxter, former broker-owner of Clear Path Home Loans, was hired to lead the company’s Denver office. Brian Mozley, former broker-owner of Financial Mortgage Solutions, has joined the Albuquerque, N.M., branch as chief growth officer. And Kirk Todd, a 20-plus-year mortgage industry veteran, has been brought on as branch manager of Choice’s newest office in Portsmouth, N.H. One of Todd’s first moves was to expand the company’s presence in Massachusetts by adding mortgage loan officer Richard Gehrlein.
Soaring debt and financial burdens bring mortgage broker value into sharp focus
Mortgage Professional America
September 19, 2025
“I think that we have to be prepared as mortgage professionals to be an advisor to our clients. While we don’t have all the answers, you have to be empathetic to the situations that people are in and the questions that they’re naturally going to have,” Mozley told Mortgage Professional America.
Lower mortgage rates cut costs – but buyers remain cautious, Redfin says
Mortgage Professional America
September 12, 2025
“I think we’re a unique state in that we tend to lag behind the curve a little bit,” Mozley told Mortgage Professional America. “We’ve been maybe a little bit more economically isolated than other parts of the country. What I found here is that we’re a lower-income state. If you look at us compared to other parts of the country, we’re still relatively affordable from a housing standpoint.”
Economic uncertainty leaving more buyers on the fence and backing out of deals
Mortgage Professional America
September 12, 2025
“I think it’s really challenging to forecast where we’re headed,” Mozley told Mortgage Professional America. “I also think what’s happened is it’s created a lot of uncertainty for buyers. What I have noticed is that buyers are a lot more on the fence. If they get into a contract on a home, they are a lot more likely to back out than maybe they would have been in the past.”
Why broker relationships beat all-cash offers, even in competitive markets
Mortgage Professional America
September 8, 2025
“One of the things that gives us an advantage is we’ve got credibility with other real estate agents,” Todd told Mortgage Professional America. “If they find a pre-approval coming across from Kirk Todd, or someone else who’s demonstrated success, that stands a better chance of being accepted.”
Choice Mortgage Group Celebrates Major Growth Milestones, Expands Leadership Team, Attracts Brokers
PROGRESS in Lending
August 17, 2025
Choice Mortgage Group, a full-service lending firm, continues its growth path for 2025 with the addition of seasoned professionals and increased loan production.
People in the News
MBA Newslink
August 26, 2025
Choice Mortgage Group, Boca Raton, Fla., has announced a number of personnel updates.
RJ Baxter, former broker-owner of Clear Path Home Loans, is now heading the Choice Denver office.
Brian Mozley, former broker-owner of Financial Mortgage Solutions has joined as Chief Growth Officer in the firm’s Albuquerque, N.M. office, which he will manage.
In Portsmouth, N.H., Kirk Todd will lead Choice’s newest office as Branch Manager. He has already extended the company’s reach in Massachusetts.
Why More Mortgage Brokers Are Moving to Direct Lenders
MBA Newslink
July 17, 2025
Brian Mozley is Chief Growth Officer with Choice Mortgage Group, Boca Raton, Fla.
Industry professionals are finding that direct lenders offer a compelling alternative. By handling underwriting, processing, and funding in-house, these institutions are eliminating many of the inefficiencies that slow down broker-led transactions. The result: a more predictable, transparent, and client-centric experience.
Prepare now for refinance surge, industry veterans urge smaller brokers
Mortgage Professional America
July 21, 2025
“I think last year, everyone was waiting,” St. Germain told Mortgage Professional America. “‘Survive till 25’ was the motto of 2024. I think everyone has been constantly waiting on this, what we’re calling the turn. When that turn comes, everyone realizes there’s going to be a lot of money again, and it will be very profitable.”
Choice Mortgage names Brian Mozley chief growth officer
National Mortgage News
May 16, 2025
Boca Raton, Florida-based Choice Mortgage Group announced the appointment of Brian Mozley as chief growth officer. A former president of the recently acquired Financial Mortgage Solutions and a current Choice partner, Mozley will tap into his background as a broker originator and mentor to new loan officers to expand the lender’s national presence. Choice is currently licensed in 18 states.
Mortgage lenders bring on new C-suite leaders to steer growth
Mortgage Professional America
April 10, 2025
“It’s an exciting time for Choice, and we are thrilled to welcome Brian to our team,” said Choice CEO Emmanuel St. Germain. “We’ve set strategic, ambitious growth goals, and Brian’s experience, leadership, and customer-first mindset will help us scale while continuing to deliver the exceptional service our clients have come to expect.”
News Releases
Adriana Bates Joins Choice Mortgage, Brings Leadership, Deep Industry Experience
BOCA ROTAN, Flo. — Feb. 5, 2026 — Choice Mortgage Group, a full-service growing lending firm, welcomes Adriana Bates as (title). She brings more than a decade of mortgage industry experience, entrepreneurial insight, and a passion for building sustainable lending practices rooted in strong relationships. At Choice, Bates will focus on (production, growth, training, business development?????)
New Succession Program Lets Retiring Loan Officers Earn Long After Exit
BOCA RATON, Florida — Oct. 9, 2025 — As the mortgage industry experiences a generational shift, Choice Mortgage Group, a full-service lending firm, has introduced LOANNUITY™, a first-of-its-kind program designed for loan officers nearing retirement. The initiative offers a structured succession model that allows veteran originators to continue earning income from their book of business even after stepping away from daily operations.
Choice Mortgage Partners with Mortgage Industry Veteran Tammy Schneider
BOCA RATON, Florida – Sept. 23, 2025 – Choice Mortgage Group, a full-service lending firm, is deepening its commitment to strategic growth by partnering with mortgage coaching veteran Tammy Schneider to recruit and mentor top loan originators.
Choice Mortgage Group Celebrates Major Growth Milestones, Expands Leadership Team, Attracts Brokers
BOCA RATON, Florida – Aug. 14, 2025 – Choice Mortgage Group, a full-service lending firm, continues its growth path for 2025 with the addition of seasoned professionals and increased loan production.
Choice Mortgage Group Sponsors Plates for Change as Part of Ongoing Commitment to Community, Connection
Portsmouth, NH – June 10, 2025 – For the 15th year, Kirk Todd, Branch Manager at Choice Mortgage Group, is honored to support Plates for Change’s Taste event on June 18 — an annual gathering dedicated to raising funds for the organization’s partners that are working to end food insecurity across Portsmouth’s Seacoast communities.
Brian Mozley Joins Choice Mortgage Group as Chief Growth Officer
BOCA RATON, Florida – April 8, 2025 – Choice Mortgage Group, a full-service mortgage lender, has appointed Brian Mozley as Chief Growth Officer. A seasoned mortgage and financial services executive, Mozley brings two decades of industry experience and a track record of building strong, productive relationships to support scalable growth.