Jumbo Cash-Out Refinance
Tap Into Equity from Your High-Value Home
If your home is worth more than the conventional loan limit, and you’re looking to access a portion of your equity, a jumbo cash-out refinance may be the right fit. With home values on the rise, this refinance solution allows qualified homeowners to replace their existing jumbo loan — or secure a new jumbo mortgage — and take cash out at the same time.
Jumbo loans exceed conforming loan limits (currently $766,550 in most counties), which means they come with stricter lending requirements. That’s where Choice Mortgage Group’s personalized, high-touch service makes all the difference.
Key Benefits
Access to larger amounts of cash
from high-equity homes
Flexible terms
with fixed-rate or ARM options
Lower rates
than other cash loan alternatives
Can help transition from ARM to fixed-rate for long-term stability
Ideal for high-value home improvements, investment opportunities, or consolidating large debts
Jumbo loans often require higher credit scores, lower debt-to-income ratios, and detailed asset documentation — but we’re here to walk you through it step by step.