Your Trusted Mortgage Guide
Kirk Todd has been one of the Seacoast’s preferred mortgage lenders for over 25 years working for East Coast direct lenders, Mortgage Network, and now with Choice Mortgage Group. During that time, he has worked with several generations of families to help provide sensible mortgage financing solutions for their everyday (and not so everyday) needs. Kirk’s expertise goes far beyond the “x’s and o’s” of the mortgage industry. With his great ability to listen and recognize his client’s needs, he can dissect and develop a sound strategy for all types of real estate financing requirements. At Choice Mortgage, I found similar values centered on exceptional experience for all Clients, Partners, and Employees.
“Working with my son, Emmanuel, who has been in the mortgage lending business for the past 20 years is an exciting prospect for me. Emmanuel and his business partner, Jared, share the same commitment to outstanding client communication and satisfaction, that has been a cornerstone of my belief system and success for my entire career. All clients deserve respect, fiduciary responsibility, and clear communication.”
As one of Kirk’s long-time partner says:
“With 30 years of experience as one of the top Realtors in my area, I recommend Kirk Todd and Choice Mortgage Group. I trust them to care for my clients with white glove treatment from start to finish. In a competitive environment a pre-approval letter from Kirk Todd/Choice Mortgage is often the deciding factor as to whether our buyers are the accepted offer. Relationships matter and you want a relationship with this team!”
Tools & Resources
to Support Your Journey
Empower your decisions with simple, helpful tools.
Mortgage Calculators
Run the numbers with confidence. Use our free tools to estimate payments, affordability, and more.
Refinance Guide
Thinking about refinancing? We’ll walk you through the process and help you decide what’s right for your financial future.
Testimonials
Hundreds of clients and real estate partners rely on our team for seamless, personalized mortgage experiences.
Your Mortgage
Partner for Life
At Choice Mortgage Group, we believe home financing should feel empowering—not overwhelming. Whether you’re buying your first home or refinancing your current one, you’ll work with a licensed mortgage expert who takes the time to understand your goals and guide you every step of the way.
We’re homeowners too, and we’ve built our process to be as simplified as possible—while delivering outstanding service that exceeds expectations. Our mission? To turn your homeownership dreams into reality with honest, tailored mortgage solutions and white glove service you’ll remember long after closing day.
In the Community
At Choice Mortgage Group, we combine the experience and resources of a well-established lender with the personal touch and care of a local team in the Portsmouth area. We’re dedicated to serving homeowners and homebuyers with trusted guidance and personalized mortgage solutions designed for our community.
Insights for Your
Homeownership Journey
Fresh ideas, smart tips, and mortgage insights from our blog:
Moving During the School Year: 5 Smart Tips for Families
Moving During the School Year requires thoughtful planning, especially for families with school-aged children. Whether you’re relocating across town or
Best Month to Buy or Sell a Home: 5 Factors That Matter Most
Best Month to Buy or Sell a Home is one of the most common questions buyers and sellers ask when
Stress-Free Moving Week: 7 Easy Tips for a Smooth Move
Stress-Free Moving Week starts with a plan. While moving into a new home is an exciting milestone, the final days
Let’s start your journey
together.
Branch Information
Branch :
Portsmouth, New Hampshire
Address:
118 Maplewood Avenue, C1, Portsmouth, NH 03801
Phone :
Office Hours:
Mon-Fri 8am- 6pm