Hometown Heroes (FHA)

In today’s competitive housing market, saving for a down payment and covering closing costs can pose significant challenges for aspiring homeowners. That’s where the Florida Hometown Heroes Housing Program steps in to offer valuable support.

For first-time homebuyers, veterans, and active military personnel residing and working in Florida, there’s an opportunity to receive up to $35,000 in assistance for down payment and closing costs.

Qualified participants can secure up to 5% of their total mortgage loan amount, capped at a maximum of $35,000, dedicated to covering down payment and/or closing expenses. This assistance is structured as a deferred second mortgage carrying 0% interest, with repayment deferred until you sell the property, refinance, settle the primary mortgage, transfer the deed, or no longer use the property as your primary residence.

This program seamlessly integrates with conventional, FHA, VA, or USDA loans, offering eligible individuals various avenues to achieve their homeownership goals.

We’ve made applying easy. To start your loan application and get preapproved click here, to find a local loan officer click here.

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