Your Local Florida Home Loan Experts
Our local team in Boca Raton brings together years of experience, community insight, and a shared passion for helping our neighbors succeed. From start to finish, we deliver white-glove service built around trust, communication, and care — because you deserve nothing less.
Contact
2424 N. Federal Highway, Suite 100
Boca Raton, FL 33431
(561) 400-7317
Branch NMLS# 2275047
Meet Our Team
Emmanuel St. Germain
Chief Executive Officer
NMLS#327176
(561) 400-7317
estgermain@choicemortgage.com
Jared Perlman
Chief Operating Officer
NMLS#1156974
(561) 532-5142
jperlman@choicemortgage.com
Amir Morrison
Loan Originator
NMLS#2506915
(561) 532-5169
amorrison@choicemortgage.com
Andres Sylva
Senior Loan Originator
NMLS#1085220
(407) 223-1474
asylva@choicemortgage.com
Andrew Novak
Branch Manager / Senior Loan Originator
NMLS#1663793
(954) 873-3839
anovak@choicemortgage.com
Annmarie Duggan
Loan Originator
NMLS#1433105
(914) 467-8481
aduggan@choicemortgage.com
Chelsea Sopko
Senior Loan Originator
NMLS#2354635
(561) 562-5124
csopko@choicemortgage.com
Larry Mastropieri
Loan Originator
NMLS#1026201
(561) 544-7000
lmastropieri@choicemortgage.com
Leanna Kelley
Loan Originator
NMLS#1688444
(561) 808-6569
lkelley@choicemortgage.com
Matt Piotrowski
Loan Originator
NMLS#335093
(561) 532-5150
mpiotrowski@choicemortgage.com
Michael Greenwood
Loan Originator
NMLS#1725646
(561) 236-4202
mgreenwood@choicemortgage.com
Neil Moore
Loan Originator
NMLS#288757
(561) 212-5459
nmoore@choicemortgage.com
Nico Aguayo
Loan Originator
NMLS#1988416
(561) 532-5158
naguayo@choicemortgage.com
Paul Richman
Loan Originator
NMLS#1299747
(561) 702-0464
prichman@choicemortgage.com
Raymond Smith
Loan Originator
NMLS#342794
(561) 501-1949
rsmith@choicemortgage.com
Richard Lopez
Loan Originator
NMLS#927030
(407) 402-5729
rlopez@choicemortgage.com
Sarah Biernbaum
Director of Business Development
(561) 591-3990
sbirnbaum@choicemortgage.com
Tiffany McDonald
Loan Originator
NMLS#1486889
(954) 242-5447
tmcdonald@choicemortgage.com
Terri Marshall
Loan Originator
NMLS#381295
(561) 532-5173
tmarshall@choicemortgage.com
Testimonials
Hundreds of clients and real estate partners rely on our team for seamless, personalized mortgage experiences.
Heidi H.
“I can’t say enough about Emmanuel and his team at Choice Mortgage Group in Boca Raton! We have secured two mortgages with them and both times they have gone above and beyond. Their communication and customer services skills exceed your expectations. We hope to be refinancing in the next few years and will use Emmanuel and his team for this process.”
Ang S.
“Jared and his team members were very professional, kind and welcoming. They made the buying and lending process smooth. They were clear and direct throughout the process and answered all of my questions even after hours and on the weekends. Thank you so much for making my home buying experience a very positive one.”
Terry A.
“Working with Choice Mortgage Group and Andrew Novak as a new home buyer was an exceptional experience. Andrew’s expertise, professionalism, and personalized approach made the mortgage process seamless. From explaining complex concepts to providing tailored mortgage options, Andrew’s attention to detail and proactive communication kept me well-informed and supported throughout. His friendly demeanor and ability to navigate any obstacles with ease further enhanced the overall experience. Thanks to Andrew and Choice Mortgage Group, I secured a mortgage that aligned perfectly with my goals. I highly recommend their exceptional service to anyone in search of a smooth and enjoyable home buying journey.
Tools & Resources
to Support Your Journey
Empower your decisions with simple, helpful tools.
Mortgage Calculators
Run the numbers with confidence. Use our free tools to estimate payments, affordability, and more.
Refinance Guide
Thinking about refinancing? We’ll walk you through the process and help you decide what’s right for your financial future.
In the Community
Florida is where we’re proud to call home. At Choice Mortgage Group, we’re dedicated to serving local homeowners and homebuyers with personalized guidance and trusted mortgage solutions that fit our community’s unique needs.
Insights for Your
Homeownership Journey
Fresh ideas, smart tips, and mortgage insights from our blog:
Snuggling Up – Cozy home features Winter buyers love
When temperatures drop, homebuyers naturally gravitate toward properties that offer warmth, comfort, and a welcoming atmosphere. Highlighting cozy features can
The Smart Homeowner’s Guide to Refinancing Your Mortgage
Refinancing your mortgage can be a smart financial move, potentially saving you thousands of dollars over the life of your
New Year, New Home – Goals for moving in the new year
The start of a new year is the perfect time to reflect, plan, and set meaningful goals, especially if buying